Finance

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14
Jan 10

Chennai and its suburb to handout

Author: Nitin
Source: articlesbase.com

Hi everyone I just want to bring some good things happening around the Chennai city. Before that we discuss about the changes made in the road side travel. Now a days most of the roads is been changing into one way roads and more over this will reduce the traffic problem but it would create some big problem for the people who are using that particular road for some purpose. They have to cross the whole road to reach their destination. In this row there is some exception also being there. Adyar, Anna Nagar, Mylapore, T.Nagar and Velachery these are the hot localities of Chennai by this time, among all these localities Velachery is the one which is getting fast development and easy accessing provision for all kind of people. It has two hundred feet roads one is on east right from the Velachery depot and another is on south and this road is being started to widen and the work is in progress and it would create a big name for this locality. Velachery is well connected to all major places, it is has a direct road to Tambaram through Medavakkam most of the travelers are being using this road. Velachery is been occupied by most of the business sectors and it holds so many it parks and the corporate companies. It is a great deal for all kind of business people around this area to develop their business and make some money on them. Increasing corporate sectors in Chennai city increases the value of Real Estate business and more over Chennai Real Estate is getting very exposure. It is common for all kind of business people to have their guest house or form house at their suburb of their city. Guduvanchery is the place for their hangout. Guduvanchery is suburb of Chennai, the capital of the state of Tamil Nadu in South India. It is situated 33 km from Velachery between Tambaram and Chengalpattu. There is been many Furnished Flats in Guduvanchery.

Nitin provide you the best and latest fair information on Gurgaon Property. He also help you on Gurgaon Apartments and Gurgaon Home.

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26
Nov 09

American Express Credit Cards: Getting the Most Out of International Travel

Author: Edward Vegliantebr
Source: articleage.combr
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Copyright 2006 Edward Vegliante

Have you ever eaten at an expensive restaurant in a foreign country and watched as the waiter sneered at your Visa or MasterCard? Believe it or not, this is a common experience for international travelers, especially those who finance the trip with their business credit card. In the United States, currency is currency, but in other countries, how you pay can have a direct effect on the service you receive. Founded in 1850, American Express has grown into the preferred financial center overseas, and provides a variety of options for international travelers.

Hotels, Retailers Restaurants

When traveling internationally, it is always preferable to have your American Express card handy for purchases at hotels, retailers and restaurants. Business owners and their employees have come to trust the American Express name, and while some accept Visa, MasterCard and Discover, many establishments frown on the use of these credit cards. Since there are thousands of financial centers in nearly every country, business owners feel comfortable accepting American Express, which gives you an advantage when shopping, eating and sleeping in foreign countries.

If you have a card like the Hilton HHonors Platinum Credit Card from American Express, you can also earn reward points for free hotel stays, free airline tickets and discounts on travel vacation packages. The JetBlue and Blue Sky cards have similar advantages.

Cashing Checks

If you have an American Express Credit Card, your overseas banking will be made much easier. Most American Express financial centers will cash personal checks of up to $1,000 for regular card holders, and up to $5,000 for gold card members. They can also provide simple, fast currency exchanges and money transfers.

While it is always a good idea to have your bank information with you wherever you travel, having an American Express credit card acts like an extension of your personal bank. Running out of cash in a foreign country is terrifying, and something to avoid wherever possible. If you have your American Express credit card, you can receive cash advances and money transfers at financial centers.

Flights Rental Cars

Business travel is one of the most stressful aspects of a professionals career, and if travel is a large part of your career, then an American Express credit card can cut anxiety to a minimum. If you use the same card for your flights and rental cars as with other purchases in foreign countries, you have much less paperwork to sort through when it comes time to file expense reports. Using American Express can also make delayed and canceled flights less of a problem. When your flight is canceled, the airline can simply refund your money directly to the card, rather than forcing you to wait weeks or even months for a check to come in the mail.

American Express also offers airline reward cards, such as the Gold Delta SkyMiles credit card. International travel earns the maximum number of bonus miles for future flights, and unlike other airline reward cards, your SkyMiles never expire. When you book a flight using the SkyMiles card, you never have to worry about blackout dates, which can be a wonderful bonus for frequent international travelers.

Business Credit Cards

American Express offers a variety of business credit cards, ranging from those fit for small businesses to cards that benefit large corporations. Foreign countries are just as respectful of business cards as with personal cards, and in many cases, the benefits are even better. If your business or the company that employs you requires consistent travel, there may be more rewards available than when each employee uses his or her own credit card. For example, the Platinum Business FreedomPass Credit Card from American Express, each card earns points toward rewards, including free travel and accommodations. So if twelve employees have copies of the FreedomPass Credit Card, the business is rewarded twelve times over.

Having a business credit card from American Express can also make employees much more comfortable with International travel. Rather than charging expenses to their own account and filing an expense report later, the company is billed directly, allowing employees to feel safe. American Express is not the only credit card company to offer travel and cash rewards, but it is the only one that is accepted by almost every overseas vendor. While international travelers will find that some businesses require cash, there is always a place to retrieve money when funds run low, and travelers can feel comfortable knowing that their finances are secure.br
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18
Nov 09

Travel Insurance For Those Unplanned Incidents

Author: Dylan
Source: articledashboard.com

If you are thinking of taking a short holiday, an extended holiday or work trip, it is advisable that you get travel insurance cover. A travel insurance policy can be a saving grace for any unexpected mishap, accident or illness. Most travel agencies will advise that everyone going on a trip gets an insurance policy to cover the unexpected.

Travel Insurance can cover a range of situations from trip cancellation or delay to medical evacuation. There are many variations of travel insurance which cover extra medical insurance, baggage loss insurance and more in-depth insurance which can cover money loss. There are so many different types of travel insurance, it can be hard to know what you might need. It is recommended that you use a reputable and experienced travel agent which can advise your or perhaps contacting your chosen travel insurance agency directly to get more information.

Good travel insurance policies can even cover the cost of your trip, this is useful if a trip is cancelled or interrupted in some way, such as illness, death in the family, weather issues and more. This kind of insurance can be useful if you are embarking on a long or expensive trip, such as a cruise liner holiday, etc. Be sure to investigate how much your policy will cover you for, value of insurance policies become important when you start running into unfortunate bill payments such as medical bills.

When you take the time to decide on an insurance policy, it can be helpful to compare policy cover between various companies, as they are all different and offer cover for different things. It is also important to read the fine-print on your travel insurance contract, this is because some travel insurance policies do not cover pre-existing conditions and age can also be an influencing factor on your insurance coverage.

It is also important to find out if your cover is immediate, some insurance companies have a requirement that the travel insurance policy is bought by the consumer up to 10 days before departure. Ensure that you are covered from the moment you start out on your trip. It is also recommended that you shop around for your travel insurance, as some organizations can be cheaper than others and still offer the same cover.

It can be very expensive if you are overseas and your health has issues or you run into other mishaps, be sure that you are covered for medical mishaps when you are overseas and give yourself peace-of-mind when traveling. Choose an expert travel insurance agency to provide you with good travel cover.

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15
Nov 09

Travel Health Insurance: Don’t Leave The Homeland Without It

Author: M. Jedediah
Source: articledashboard.com

Insurance is designed to give us peace of mind. It is there to help us when things go wrong. Whether it is insurance of our health, possessions, or income, we willingly pay our premiums in order to rest easily in knowing that we are protected from loss. Yet it is truly ironic that when we are farthest from home and on foreign lands, our health insurance is often at its most useless. For peace of mind when traveling or living internationally the smart traveler is sure to purchase travel health insurance.

Many of us spend thousands of dollars each year in purchasing comprehensive and complete health insurance coverage. Yet many people are surprised to learn that what is comprehensive coverage within our own borders is often useless when we travel abroad. And it is not just those who purchase extensive private health insurance coverage who are surprised, student health insurance and U.S. Medicare both fail to cover the insured when they are beyond the border.

If you are planning international travel and you wish to avoid the shocking expenses that an unexpected injury or illness can cause, then you should consider the purchase of travel health insurance.

While the format and benefits of various travel health insurance plans can vary, the basic premise remains the same; if something goes wrong you are covered. Depending on the cost of the plan you can purchase coverage that will have various maximum limits, from as little as $25,000 to as much as $1,000,000. Further, it is not uncommon for travel health insurance plans to cover more than just medical bills.

Other common features are the cost of medical evacuation in case you need to be moved back to your native country for care or treatment. Accidental death and dismemberment coverage provides insurance benefits in the event of a loss of life, limb, eyesight, speech, or hearing. Some plans will cover the expense of returning your remains to your country of origin in the unfortunate event of death, or cover the expenses of children or family members who need to be returned home due to your condition.

Still others can include coverage for less catastrophic occasions, such as trip cancellation or lost baggage. These features, and others not listed, are not available on all plans so smart consumers will be sure to investigate further in order to determine the plan that best covers their particular needs.

Travel health insurance is a product that should appeal to anyone who is engaged in international travel. Whether coming to or leaving from the United States, travelers can rest comfortably when they know their basic needs will be covered without incurring massive expenses. If you are planning to travel across international lines then you would be wise to investigate your travel health insurance options right away, and a great place to start is by getting a quote from a reputable broker. This can be done with a few clicks of the mouse on the Internet.

If you are traveling through a university function, or with a group tour or cruise line, you may be able to purchase insurance directly from the trip organizers. But do not wait until it is too late; only a few dollars spent before you depart can save you thousands of dollars, or more, as long as you remember to make travel health insurance a staple item in your pre-travel planning.

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10
Nov 09

Travel Medical Insurance: Coverage While Cruising

Author: Marlon Dirk
Source: articlesbase.com

There’s nothing like the rest and relaxation that you can get for yourself by taking a well-deserved cruise. However, emergencies and untoward incidents can still happen on a cruise, and getting emergency assistance in foreign or open waters can certainly become troublesome. Luckily, there’s overseas cruise insurance available to help you get your mind off such anxieties and on your hard-earned respite. Overseas cruise travel medical insurance packages were made and marketed specifically for international cruise passengers. They were designed to last for the duration of your trip and to take care of eventualities or emergency expenses. First and foremost, overseas cruise travel medical insurance saves you from medical bills that might come up should you fall ill during the cruise. Some insurance plans even cover health conditions that manifest after the cruise but were a direct result of the trip. It’s a fact that people do get sick while on board a cruise ship and getting immediate medical attention could run you into some major bills. Insurance companies that offer cruise coverage packages also know how valuable your luggage is to you, so many cover them as well. When you have porters and complete strangers bringing your bags and luggage to and fro, it’s no surprise if they return your bags the worse for wear. Lost bags are also unpleasantly common occurrences on big cruise ships and could become a source of anxiety. Fortunately, cruise insurance packages cover either eventuality, giving you more peace of mind. Other non-medical emergencies are also commonly covered by overseas cruise insurance packages. If, for example, a family or a business emergency needs you to return immediately, an overseas cruise insurance plan will handle the costs that you incur. You would otherwise have spent hundreds of dollars extra for the emergency transport and for cutting your cruise short. The prices that you’ll have to pay for overseas cruise travel medical insurance are determined in roughly the same way as any other insurance policy. The primary factors that determine the final cost of your overseas cruise insurance policy are the total amount of the coverage and your age at the time of the trip. Younger passengers or travelers who wish to get smaller coverage have to pay considerably less than, say, older tourists or those who want a larger maximum coverage. Older people who wish to buy insurance can expect to pay at least twice as much the amount charged to younger individuals. The length of your trip will also influence the final price tag on your overseas cruise insurance policy. Obviously, a shorter trip will mean a lower price. Conversely, a longer trip means you’ll have to pay more in insurance fees. Despite all the conveniences that an overseas cruise travel medical insurance package offers, it’s actually quite affordable. Travelers under 40 who will take a month-long cruise shouldn’t expect to pay much more than a hundred dollars. Considering the peace of mind that the insurance offers, it’s a very small price to pay.

If you are finding the best medical insurance coverage that anybody wants in their entire life then check this out!. What’s best about getting a medical insurance coverage from here is even if you stay in a place with different medical standards and health services, your insurance provider will allow you to avail of services that are just as good as what you can avail back home.

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9
Nov 09

Online Tax Planning and Preparation Resources

Author: Robert D. Flach
Source: articleage.com

As with any other topic, the internet provides a wealth of resources for taxpayers. Here are some websites and web pages that provide information, tools and resources to help you with year-round tax planning and assist in preparing your Form 1040.
www.att.com/ir/ss/tbi
When you sell stock you need to determine the “cost basis” of the shares sold so you can calculate your capital gain or loss. With the “divestiture” of ATT in 1984, and all the splits, both positive and reverse, spin-offs and mergers that have followed, determining the cost basis of ATT stock sold, as well as the basis of the various spin-off companies’ shares, is a real project. Go here for Tax Basis Worksheets for each individual event in the history of ATT from 1959 through the present.
www.oanda.com/convert/classic
This “address” will direct you to a foreign currency converter that can provide current and historical exchange rates for 164 currencies.
www.bigcharts.com
You can use this site to find the price of any listed stock or mutual fund on any exchange for any given date. If you inherit an investment, your cost basis is the fair market value of the investment on the date of death of the person from whom it was inherited. This information is generally reported on the federal estate or state inheritance tax return. However, when you sell the stock you inherited you do not always have ready access to this information. You can calculate your basis by going to this site and, under “Historical Quotes”, enter the ticker symbol of the stock and the date of death, or the business day closest to the date of death, to get a price quote. If you sell stock that you received as a gift, your basis is either what the donor paid for the stock or the fair market value at the time the gift was made. You can also use this site to determine a cost basis for gifted property.
www.kbb.com
While the rules for claiming a deduction for donating a car to charity have drastically changed, there are still situations where you will deduct the fair market value of the automobile. Click on “Used Car Values By Make and Model”, enter your zip code, enter the year, make and model of the car donated, and click on “Kelley Blue Book Private Party Value”. You will then enter detailed information on the car donated, such as mileage and condition, and get a value. You should do this on the day you donate the car to charity. Print out the result and file it with the paperwork for the donation.
www.calctools.com/newrmd.htm
You must begin to take annual required minimum distributions from a traditional IRA or employer pension account by April 1st of the year following the year in which you turn age 70 1/2. This address takes you to a calculator that will determine the amount of your required minimum distribution for the year.
www.investinginbonds.com
Click on “CALCULATORS” in the menu at the top of the page. Then click on “Taxable/Tax-Free Yield Equivalent Calculator”. This calculator will allow you to determine what you need to earn on a taxable investment to equal the tax-free yield of a municipal bond or a bond fund.
www.easysaver.gov/sav/sav.htm
This section of the website of the Bureau of Public Debt provides a variety of information, calculators and services for individuals who have invested in or are thinking about investing in US Savings Bonds (all series). Click on “Savings Bond Calculator” under the heading “What Are Your Bonds Worth?” to determine the amount of interest earned on a bond for the year if you have elected to report accrued savings bond interest annually on your tax return. You can also go here to find out if your savings bonds have stopped earning interest and to purchase bonds online.
www.gsa.gov
If you travel for business, instead of deducting your actual expenses for meals and incidental expenses you can elect to deduct the federal per diem amount for the location of the travel. Click on “Per Diem Rates” under “Travel Resources” to find the federal per diem rates for Lodging and Meals and Incidental Expenses for domestic business travel effective for 2005 and prior years. FYI, “incidental expenses” include fees and tips for porters, baggage handlers and maids, but does not include the cost of laundry or phone calls.
www.state.gov/m/a/als/prdm/2005
This address will take you to the State Department per diem rates for Lodging and Meals and Incidental Expenses for international travel during 2005. Ust these amounts if you travel overseas for buisness. To check the per diems for a prior year, substitute the year for 2005 in the “address”.
www.toolkit.cch.com/p07_2740.asp
This brings you to a calculator that will help you determine your allowable home office deduction. It is from Commerce Clearing House, the premier tax law publisher.
www.charitynavigator.org
This site will help you to make intelligent charitable giving decisions. It provides information on and evaluates the financial health of over 4000 charities. It also has articles and guide on contributing to charity.
www.redleafinstitute.org
The Redleaf National Institute helps child care providers successfully manage their business. The site offers news, information and publications on recordkeeping, taxes, IRS audits, contracts, insurance, and other child care business issues. It provides access to other child care business resources and organizations, and has a state-by-state listing of tax professionals who prepare tax returns for child care providers.
The above web addresses, and many others, are listed on the FEDERAL LINKS Page of my website at www.robertdflach.net
Copyright (c) 2005 by Robert D Flach LLC
Robert D Flach is a tax professional with 34 tax seasons of experience preparing 1040s for individuals in all walks of life. He writes THE WANDERING TAX PRO weblog (http://rdftaxpro.tripod.com/weblog) and the free monthly online newsletter STUFF AND SUCH (http://rdftaxpro.tripod.com/stuffandsuch). He also writes and publishes THE FLACH REPORT, a quarterly print tax newsletter.

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31
Oct 09

Exclusive Living on Bay Harbor

Author: Leon Belenky
Source: articlesbase.com

When you visit Bay Harbor Islands, you may just get caught up in the beauty of the area.

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29
Oct 09

Getting the right travel insurance for your Easter break

Author: Harvey McEwan
Source: articlesbase.com

Getting the right travel insurance for your Easter break So far, the first few months of 2009 have thrown households across the UK some tough challenges. In addition to the usual post-Christmas comedown, people have been plagued by extreme winter weather conditions and an almost constant flow of gloomy news about the state of the world economy. As a result, the advent of the long Easter Weekend in mid-April is sure to have many families champing at the bit for a short break away from the drone of everyday life. And no matter what the state of your finances, you’re sure to be able to find an affordable break if you search in the right places. For instance, if money is short, an excursion to a local beauty spot or a visit to see friends on the other side of the country is sure to be an attractive – and relatively inexpensive – option. At the same time, if you’re tempted to go abroad, many travel agents and budget airlines are offering great deals on flights and accommodation in Europe, so you could bag a short break abroad for less than you might think. But wherever you’re going, there’s one thing you can’t do without: travel insurance. Don’t underestimate the importance of travel insurance Travel insurance might seem like an extra cost you can forgo, especially at times when money is tight. But the benefits offered by travel cover almost always outweigh its relative costs – especially on a short weekend break. For instance, if you’re travelling from London to Manchester for a short break over the Easter Weekend, obtaining travel insurance for your trip might not at first seem like a necessity. However, travel insurance for UK breaks often works in much the same way as overseas holidays – so if you should lose your personal possessions or suffer a theft, your loss will be covered. What’s more, if your flight or train back from Manchester is delayed or cancelled – which, let’s face it, is a very real possibility in Britain – your travel cover could pay out for the time you’ve lost. On the other hand, families, groups and couples taking short breaks overseas over the Easter Weekend may remember to take out travel insurance before embarking on their trip, but they could also opt for the very cheapest option in order to save money. While a low level of coverage is better than no travel insurance at all, it’s crucial to ensure that you opt for the policy that meets your personal needs. For instance, a European travel insurance policy may cover you in the event that your flight is delayed or if you have to unexpectedly cancel your trip – but does it offer you protection if the airline with which you’re flying goes into liquidation? In today’s economic climate, there’s a high chance that this may happen, and though a travel insurance policy that does cover such an outcome may cost more, the fact that it will cover the cost of your alternative travel arrangements certainly makes it worthwhile. Ensuring that you make the most of your money when buying travel cover With a little help from travel insurance experts and insurance comparison sites, you’ll be able to find travel insurance with levels of cover that suit both you and your bank balance. Moreover, today’s technological advances mean that it’s easy to buy travel insurance direct from websites in just a few clicks – so you’ll have no excuse to delay buying travel cover before the Easter break.

Harvey is passionate about getting you the best insurance deals possible.

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29
Oct 09

Travel Insurance! Your Health And Peace-Of-Mind Is Worth Protecting, And We Mean It

Author: William Lezubski
Source: articleage.com

As a past travel professional, I heard many, and I stress many horror stories about travellers that didn’t take travel insurance to protect their well-being and vacation investment!
Nothing was worse than getting that phone call from our travel tour operator telling me that our clients had an unfortunate accident, or suddenly became ill, and they did not have travel medical, and not enough money to cover their medical bills at destination, or enough credit on their card to purchase a one-way flight home.
All these incidences were avoidable if they just took the time to understand how extremely important having an emergency medical policy, or trip cancellation coverage while on their vacation.
I know many individuals comment that they never get ill, or injured on past vacations, and my feedback to them is that they have been very fortunate. I myself have never been severely injured, or ill during my vacations, but I don’t take any chances.
Just like home insurance, or car insurance, you never expect your house to burn to the ground, and you certainly do not anticipate ever getting into a car collision. However, we all buy protection for the un-known for these two incidences, correct?
The problem with vacation travel is that many people feel that their holiday is short-term, and the odds of something serious happening are less likely to occur. But if something were to happen where you end up in a foreign hospital, I don’t think you want to find out later that your medical bills have exceeded the value of your house, or your savings account!
Unknown Emergency And Accident Means Just That! You Never Know If And When Something Will Happen
It’s hard to put something in perspective if you have never had an emergency situation with your health, or have had a serious accident. So to help you I will tell you two stories that I have come across with my experience of being a travel agent.
One occurrence was a mother and child was booking a flight to travel home to Jamaica to attend a family wedding. Her travel agent booked their flight, and recommended to her insurance medical and travel cancellation coverage. The women declined, and the agent didn’t express the serious nature of not taking the policy, so in the end the woman had left her office without any medical coverage.
Months later, I had our local travel insurance representative come visit my office, and he told me this story, and the unfortunate result was her young boy had come down with an ear infection prior to their flight to Jamaica, and even though she was consulted by the boys doctor not to take the flight until his condition healed, she ignored the requests!
The mother didn’t have the money to purchase two more flight tickets for another date, and proceeded to take her original flight. The end result was her child ended up losing his hearing due to his eardrum becoming damaged during the flight, a sad story, but an avoidable one if she would have taken cancellation coverage, and re-booked her flight for another day when her son was better.
My next story really touches my heart, because it was a client of mine for many years. My past client god rest his soul, was a typical stubborn man that grew up in a farm community, and had a true understanding of comprehensive coverage for accidents, because he operated many heavy machinery.
When he first came into my office, he was travelling with a group of people including his wife, and when he booked his first vacation package with me, he haggled me to the point where I gave in, and offered him and his guests a substantial discounted price. His group was saving at least $150.00 per person for their vacation package. But when it came to offering him and his travel guest’s insurance policies, he was not budging. For people that know me, I don’t take no for an answer when it comes to your overall wellbeing.
In the end, I won the battle, and he and his wife purchased the travel insurance, and they talked all their guests in getting it as well. This small group travelled to a hot destination every year after, and it seemed that their group started to grow larger every time they came to see me, and all the time they would joke about wasting money on this insurance I always provided to them.
My client after dealing with me for several years now came in once again with the largest group ever, and they all agreed to take a vacation in Cancun. Most have never been to the Mayan Riviera, and they were extremely excited to go there! The problem this time is that with a really large group with many different personalities and characters, my client was less jokingly, and said that he was talking to one of his guests going on this trip with them, and he expressed his opinion that insurance is nothing but a scam, and us travel agents only sell it for the commissions.
As these comments really insulted me, my client’s guest was right! We do make commission off selling travel insurance, but by no means do we offer or sell it for the main purpose of making money. My client was truly influenced by what this other person had commented, and we ended up having a lengthy debate, to the point it was getting a little heated. With over 15 plus couples traveling together this time, was I willing to lose a client and such a large group because of insurance? Oh yeah! Believe it or not, I would drop that business in a heartbeat if I knew they were traveling un-protected, and I told him that directly as he and his wife sat across from me.
In the end, I had won the battle again, my client made many phone calls and also convinced the others to take the coverage, and even though his trip was fully booked with me, he did leave my office feeling a little battered and slightly upset.
The Phone Call A Travel Agent Never Wants To Ever Receive!
When we send our clients off to their next vacation destination, all we want to hear when they get back is how much they ate, drank, and how their trip was another experience that will give them many incredible memories. You want them to talk about it for months, and have the big post picture party where they all exchange vacation photos and talk about how Henry fell into the pool with a handful of Margaritas!
In this situation, it wasn’t like that, and several days after my client had left for his holiday, I received a phone call from one of our tour operators that I had booked their package with, and they had expressed to me with the deepest sorrow and apology that my favourite client had passed away. His wife out of respect had asked the tour company to notify me of what happened.
With extreme disbelief and shock, I was told that he went into the water when there was an extremely powerful undertow, and he drowned. The fact that you have over 30 people at destination for only one reason, and that’s to relax and have fun, it just didn’t register that all these people on this trip had suddenly had a serious un-expected tragedy on their hands, and now they all were cutting the vacation short to come home.
This story always brings tears to my eyes, and a feeling of emptiness to this day!
Whether this story tugs on your heartstrings or not, I just want to express a few things to everybody taking the time to read this. As a travel professional offering travel insurance, as well as many of the online travel companies that sell travel protection to their clients, want you to know that our sincere and true intentions are to make sure that each and everyone of you are covered and have the peace-of-mind! We don’t want to see you being left stranded anywhere without help, or become financially burdened by any un-expected medical incident or accident while away from your home.
I lost one of my favourite clients, and even though I call him a client, he and his wife were more like friends to me. One thing that really stuck with me when this tragedy came to a final conclusion, is that not only did the tour company that called thank me for offering medical/cancellation insurance, but my entertaining and grumpy friend’s wife, from that small farm town, expressed her deepest gratitude to me for being extremely stubborn with them, and not taking no for an answer when it came to protecting their best interests.
The next time you decide to travel, I highly recommend that you consider looking at your insurance options, and make sure you have sufficient travel protection. Be sure to check the policies offered and make sure it’s adequate for your travel situation.
I will be writing another article that will express the common pitfalls, and some of the incorrect information that you may be getting from your current work plans, or the credit card offers.
Also I will explain some of the detailed terminology that is very important to understand, because what’s in the fine print may determine the outcome of your future claims while on vacation. Please remember to be nice to your travel agent when they offer you a travel insurance plan, and ask them tons of questions to get the best options. If you’re purchasing a policy online, don’t hesitate to contact the customer service department, they are there to help you and explain anything that may be unclear to you.